Terms and Conditions

Welcome to cmpunjabscheme.com (the “Site”). These Terms and Conditions govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access or use the Site.

Use of the Site

You may use the Site for lawful purposes only and in accordance with these Terms and Conditions. You agree not to use the Site in any way that violates any applicable laws or regulations or infringes on the rights of others.

Intellectual Property

The content on the Site, including text, graphics, images, logos, and software, is the property of cmpunjabscheme.com or its licensors and is protected by copyright and other intellectual property laws. You may not use, reproduce, distribute, modify, or create derivative works of the content without the express written permission of cmpunjabscheme.com.

User Content

You may be able to submit or post content on the Site, such as comments or reviews. By submitting or posting content, you grant cmpunjabscheme.com a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that you have the right to submit or post the content and that the content does not violate any third party rights or applicable laws.


Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your information. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

Links to Third-Party Sites

The Site may contain links to third-party websites or resources. These links are provided for your convenience only and do not imply any endorsement or approval of the linked sites. cmpunjabscheme.com is not responsible for the content or practices of third-party sites, and your use of such sites is at your own risk.

Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis without any warranties of any kind, express or implied. cmpunjabscheme.com makes no representations or warranties regarding the accuracy, completeness, reliability, or availability of the Site or its content.

Limitation of Liability

In no event shall cmpunjabscheme.com be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if cmpunjabscheme.com has been advised of the possibility of such damages.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [your jurisdiction], without regard to its conflict of law principles.

Changes to Terms and Conditions

cmpunjabscheme.com reserves the right to modify or revise these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting the revised terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new terms.