وزیراعلیٰ پنجاب کی عوامی بہبود کی اسکیمیں
CM Punjab Schemes 2026
Empowering Punjab through Interest-Free Loans, Housing Solutions & Youth Development
Punjab Government Schemes 2026
High-impact welfare, agriculture, and youth empowerment programs designed to uplift every segment of Punjab's society
1. Energy & Housing Schemes
CM Punjab Free Solar Panel Scheme
مفت سولر پینل اسکیم
Free 1kW to 3kW solar systems for households using less than 200 units of electricity.
- Free solar panels (1-3kW)
- For <200 unit users
- Reduce electricity bills
Apni Chhat Apna Ghar Program
اپنی چھت اپنا گھر پروگرام
Interest-free loans up to Rs. 1.5M and free land for homeless families to build homes.
- Loan: Rs. 1.5M (Interest-free)
- Tenure: 7 years
- 100,000 housing units
2. Agriculture & Farmer Support
Kisan Card
کسان کارڈ
Digital identity for farmers with interest-free loans up to Rs. 150K
- Loan: Rs. 150K (0% interest)
- Free seeds & fertilizer
- Digital farmer ID
Green Tractor Scheme
گرین ٹریکٹر اسکیم
Subsidy up to Rs. 1M per tractor to modernize farming fields.
- Subsidy: Rs. 1 Million
- Modern equipment
- Easy installments
Solar Agri Tubewell Scheme
سولر زرعی ٹیوب ویل اسکیم
80% subsidy to convert diesel/electric tubewells to solar power.
- 80% subsidy
- Solar conversion
- Reduce costs
Livestock Card
لائیو سٹاک کارڈ
Interest-free loans for dairy farmers for animal feed and medicine.
- Interest-free loans
- Feed & medicine support
- Dairy farming boost
Apna Khet Apna Rozgar Scheme
اپنا کھیت اپنا روزگار اسکیم
Subsidized tractors for small farmers and agriculture-related employment for youth in rural Punjab.
- Subsidized tractors for farmers
- Self-employment for rural youth
- Reduce farming costs
3. Youth & Education Initiatives
Honhaar Scholarship Program
ہنہار سکالرشپ پروگرام
100% fee coverage for merit students enrolled in Punjab public universities.
- 100% tuition fee waiver
- Merit-based selection
- For Punjab university students
CM Punjab Free Laptop Scheme
مفت لیپ ٹاپ اسکیم
Free high-spec Lenovo ThinkBook Core i7 laptops to 100,000 merit students across Punjab.
- 100,000 free laptops
- Lenovo ThinkBook Core i7 (13th Gen)
- Merit-based distribution
CM E-Bike Scheme
سی ایم ای بائیک اسکیم
Electric & petrol bikes for students on interest-free monthly installments.
- E-bikes & petrol bikes
- Interest-free installments
- For students
IT Internship Program
آئی ٹی انٹرن شپ پروگرام
Paid IT internships (Rs. 40K–60K stipend) for tech graduates to gain real-world experience.
- Stipend: Rs. 40K–60K/month
- Tech industry experience
- For IT/CS graduates
Agriculture Internship Program
زرعی انٹرن شپ پروگرام
Paid agriculture internships (Rs. 25K–40K stipend) for graduates in farming and agri-sciences.
- Stipend: Rs. 25K–40K/month
- Agri-field experience
- For agriculture graduates
Parwaaz Card
پرواز کارڈ
Skill training and overseas job placement support for Punjab youth seeking careers abroad (UAE, Saudi Arabia, Qatar, Europe).
- Free skill training (IT, welding, driving)
- Overseas job placement
- For low-income youth of Punjab
4. Transport & Business Loans
CM Punjab Meri Gari / E-Taxi Scheme
میری گاڑی / ای ٹیکسی اسکیم
Subsidized vehicle financing (installments from Rs. 25K) for youth & women.
- Installments from Rs. 25K
- For youth & women
- Start taxi business
Asaan Karobar Scheme
آسان کاروبار اسکیم
Interest-free business loans up to Rs. 1M for small entrepreneurs and startups.
- Loan: Rs. 1M (0% interest)
- Tenure: 3 years
- Digital SME card
Dhee Rani Program
دھی رانی پروگرام
Dowry package (Rs. 200K+) and Rs. 100K cash gift for brides from low-income families.
- Dowry: Rs. 200K+
- Cash gift: Rs. 100K
- Collective weddings
5. Social Welfare & Relief
8070 Ramzan Relief Package
8070 رمضان ریلیف پیکج
Free ration bags and Rs. 10K cash assistance for PSER registered families.
- Free ration delivery
- Rs. 10K cash
- For PSER families
Himmat Card
ہمت کارڈ
Monthly stipends and assistive devices for persons with disabilities (PWDs).
- Monthly stipends
- Free assistive devices
- For PWDs
Maryam Ki Dastak App
مریم کی دستک ایپ
70+ government services (domicile, certificates, etc.) delivered to your doorstep.
- 70+ services
- Doorstep delivery
- Digital documentation
Bewa Sahara Card
بیوہ سہارا کارڈ
Monthly stipend of Rs. 10,000 for widowed women struggling with daily household expenses.
- Rs. 10,000/month stipend
- Direct bank/mobile transfer
- For registered widows of Punjab
Rehmat Card (Bewa & Yateem)
رحمت کارڈ (بیوہ و یتیم)
One-time financial grant of Rs. 100K for widows and Rs. 25K per orphan child from low-income families.
- Rs. 100K for eligible widows
- Rs. 25K per orphan child
- 50,000 families in Phase 1
CM Punjab Minority Card
اقلیتی کارڈ
Quarterly financial aid of Rs. 10,500 for minority community families to improve their socio-economic conditions.
- Rs. 10,500 quarterly aid
- For minority communities
- Promotes inclusivity & welfare
Nigahban Ramzan Card
نگہبان رمضان کارڈ
Rs. 10,000 cash assistance plus subsidized ration package for 4.2 million deserving families during Ramzan.
- Rs. 10,000 cash via ATM/bank
- Subsidized ration package
- 4.2 million families covered
How It Works
Simple steps to access government welfare schemes
Choose a Scheme
Select the scheme that matches your need.
Check Eligibility
Answer a few questions to confirm you qualify.
Calculate Scheme
Use calculators to estimate loan, subsidy, or amount.
Apply Online
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Latest Updates & Blogs
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How to Apply for Apni Chhat Apna Ghar Housing Scheme 2026 – Step by Step Guide
Learn how to apply for Apni Chhat Apna Ghar Scheme 2025. Check eligibility criteria, required documents and complete online registration steps. Apply free today.
Read MoreLaptop Scheme registrations open
Online registrations for the 2026 Laptop Scheme are now open. Students with 60%+ marks can apply through the official portal.
Read MoreSME Loan applications extended
The deadline for SME Loan Scheme applications has been extended to March 31, 2026. New applicants can now benefit from increased loan limits.
Read MoreFrequently Asked Questions
Find answers to common questions about government schemes
Who is eligible for Punjab schemes?
How to apply online?
Are schemes really interest free?
How long does approval take?
Can I apply for multiple schemes?
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