2026 Updated · All Schemes Active

CM Punjab
Government Schemes
— Complete Guide

وزیراعلیٰ پنجاب کی تمام سرکاری اسکیمیں — مکمل رہنمائی ۲۰۲۵

Eligibility criteria, required documents, and step-by-step application guides for every active Chief Minister Punjab government scheme — all in one place, completely free.

25+
Active Schemes
10M+
Beneficiaries
Free
No Agent Needed
🔥 Most Searched Schemes
🏠

Apni Chhat Apna Ghar

Housing · 100,000 Homes

Active
☀️

Free Solar Panel Scheme

Energy · 0–200 Units Users

Popular
🚜

CM Green Tractor Scheme

Agriculture · PKR 10 Lac Subsidy

Active
🎓

Honhaar Scholarship

Students · University Level

Active
💳

Asaan Karobar Card

Business · Small Enterprises

Hot

Himmat Card

Welfare · Disability Support

New
⚠️

Disclaimer: This is an independent information resource and is not affiliated with the Government of Punjab or any official authority. Always verify information at punjab.gov.pk before applying. All information and guidance on this website is completely free. Beware of anyone charging a fee to help you register.

25+
Active Schemes
فعال اسکیمیں
10M+
Beneficiaries
مستفید افراد
PKR 500B
Total Budget
مجموعی بجٹ
36
Districts Covered
اضلاع پنجاب
Complete Directory

All CM Punjab Schemes 2026

وزیراعلیٰ پنجاب کی تمام اسکیمیں ۲۰۲۵

Every active Punjab government scheme — with eligibility summary, key benefit, and a direct link to the full guide. Use the filters to find schemes relevant to you.

🏠 Housing Schemes ہاؤسنگ اسکیمیں
🏠
Housing Finance

Apni Chhat Apna Ghar

اپنی چھت اپنا گھر

Punjab government's flagship housing project targeting construction of 100,000 affordable homes for low and middle-income families across Punjab. Subsidized pricing and easy installment plans available.

✓ Active
🏡
Land & Plot

Apni Zameen Apna Ghar

اپنی زمین اپنا گھر

Free residential plots for deserving, landless, and low-income families across Punjab. The scheme prioritizes those who have never owned any land or property anywhere in Pakistan.

✓ Active Full Guide →
☀️ Solar & Energy Schemes سولر اور توانائی اسکیمیں
☀️
Free Solar Energy

CM Punjab Free Solar Panel Scheme

مفت سولر پینل اسکیم

Free solar systems for domestic electricity consumers using 0–200 units per month. Eliminates electricity bills for low-income households and reduces dependence on the national grid.

✓ Active Full Guide →
💡
Energy Transition

Roshan Gharana Program

روشن گھرانہ پروگرام

A broad solar energy adoption initiative focused on reducing household electricity bills. Provides subsidized solar equipment and financial assistance to encourage renewable energy use in Punjab homes.

✓ Active Full Guide →
🌾
Agriculture Energy

CM Solarization Program for Agri Tubewells

زرعی ٹیوب ویلز سولرائزیشن

Subsidy scheme helping farmers convert diesel and electric tubewells to solar-powered systems. Reduces irrigation costs significantly and provides a long-term energy solution for agriculture in Punjab.

✓ Active Full Guide →
🚜 Agriculture Schemes زرعی اسکیمیں
🚜
Tractor Subsidy

CM Green Tractor Scheme

سبز ٹریکٹر اسکیم

Up to PKR 10 Lac direct subsidy on new tractor purchase for eligible farmers. Aimed at modernizing Punjab's agriculture sector and reducing the financial burden on small-scale farmers.

✓ Active Full Guide →
🌱
Farmer Finance

CM Kissan Card Scheme

وزیراعلیٰ کسان کارڈ

Smart debit card for registered farmers providing subsidized access to fertilizers, seeds, and pesticides. Subsidy is credited directly to the card, removing the need for cash transactions at input dealers.

✓ Active Full Guide →
🌾
Wheat Farming

CM Wheat Support Program

گندم سپورٹ پروگرام

Direct financial support and input subsidies for wheat farmers across Punjab. Covers seed costs, fertilizer assistance, and guaranteed procurement at government support price to protect farmer income.

✓ Active Full Guide →
🌿
Crop Production

Grow More Wheat Program

گندم پیداوار بڑھاؤ پروگرام

Incentive-based program encouraging farmers to increase wheat cultivation area. Provides free certified seed, technical advisory, and bonus payments per additional acre brought under wheat crop.

✓ Active Full Guide →
🐄
Livestock

CM Livestock Card

مویشی کارڈ

Financial card for registered livestock farmers providing subsidized access to feed, vaccines, and veterinary medicines. Supports dairy and meat farmers to reduce production costs and improve animal health.

✓ Active Full Guide →
🎓 Students & Youth Schemes طلبہ اور نوجوانوں کی اسکیمیں
🏅
Scholarship

Honhaar Scholarship Program

ہونہار اسکالرشپ پروگرام

Merit-based scholarships for university students from low-income families across Punjab. Covers tuition fees, monthly stipend, and academic support to help talented students complete higher education without financial stress.

✓ Active Full Guide →
💻
Education Technology

CM Punjab Laptop Program

لیپ ٹاپ پروگرام

Free laptops distributed to top-performing students in HEC-recognized universities and colleges across Punjab. Allocation is based on academic merit and financial need as verified by the student's institution.

✓ Active Full Guide →
🖥️
IT Skills

Chief Minister IT Internship Program

آئی ٹی انٹرن شپ پروگرام

Paid IT internships for fresh graduates in software houses and tech companies across Punjab. Participants receive a monthly stipend and hands-on industry training to bridge the skills gap for the technology sector.

🆕 2026 Full Guide →
🎯
Employment

CM Internship Program

وزیراعلیٰ انٹرن شپ پروگرام

Paid internships for fresh graduates across government departments and private sector organizations. PKR 25,000 monthly stipend for 6-month placements — building work experience and professional networks for young Punjabis.

✓ Active Full Guide →
🛵
Youth Transport

e-Bike Scheme

ای بائیک اسکیم

Subsidized electric motorcycles for students and young professionals at easy installment rates. Reduces daily commute costs and promotes eco-friendly transportation among the youth of Punjab.

🔥 Popular Full Guide →
💰 Business & Employment Schemes کاروبار اور روزگار اسکیمیں
💳
SME Finance

Asaan Karobar Card

آسان کاروبار کارڈ

Easy financing card for small and micro businesses in Punjab. Provides working capital access through a revolving credit facility with subsidized markup — no complex collateral required for small entrepreneurs.

✓ Active Full Guide →
🏪
Business Loan

Asaan Karobar Finance

آسان کاروبار فنانس

Government-backed financing program providing low-markup business loans for small and medium enterprises. Targeted at new startups, existing small businesses looking to expand, and self-employed individuals across Punjab.

✓ Active Full Guide →
🌐
Digital Business

eBiz Punjab

ای بز پنجاب

Digital business facilitation platform enabling entrepreneurs to register businesses online, access government services, and connect with financing opportunities — all through a single government digital portal.

🆕 New Full Guide →
❤️ Social Welfare Schemes سماجی فلاح اسکیمیں
Disability Support

Himmat Card

ہمت کارڈ

Monthly financial stipend of PKR 3,000–10,000 for registered persons with disabilities across Punjab. Payment is delivered directly to the beneficiary's bank account — no middleman, no delays.

✓ Active Full Guide →
🤝
Minority Rights

Minority Card

اقلیتی کارڈ

Financial assistance and social support card for registered minority community members in Punjab. Provides monthly stipend, health coverage access, and priority in government welfare programs for religious minorities.

✓ Active Full Guide →
🍚
Food Security

Ration Card Scheme

راشن کارڈ اسکیم

Monthly subsidized food ration for low-income families registered in the Punjab Social Registry. Provides flour, oil, sugar, and pulses at heavily discounted rates to protect the most vulnerable households from food insecurity.

✓ Active Full Guide →
👰
Women Welfare

Dhee Rani Program

دھی رانی پروگرام

Financial support for deserving families for the marriage of daughters. Provides cash assistance and dowry items to low-income families, reducing the economic burden of marriage expenses on poor households in Punjab.

✓ Active Full Guide →
👩‍🌾
Rural Women

Livestock Asset Transfer to Rural Women

دیہی خواتین کو مویشی فراہمی

Free transfer of livestock — goats, cows, and buffalo — to deserving rural women in Punjab. Empowers women financially through sustainable animal farming and provides a long-term income source for vulnerable rural households.

✓ Active Full Guide →
🚌 Transport Schemes ٹرانسپورٹ اسکیمیں
🚕
Electric Taxi

E-Taxi Program

ای ٹیکسی پروگرام

Subsidized electric taxis provided to unemployed and low-income individuals on easy installments. Creates self-employment opportunities while promoting green, zero-emission public transportation across Punjab cities.

🆕 New Full Guide →
🚌
Public Transport

E-Bus Project

ای بس پروجیکٹ

Introduction of electric buses on major inter-city and intra-city routes across Punjab. Provides affordable, eco-friendly public transport — reducing commute costs for daily wage workers and students in major cities.

✓ Active Full Guide →
💳
Digital Transit

T-Cash Card

ٹی کیش کارڈ

Contactless digital payment card for Punjab's public transport network. Enables cashless fare payment on buses and metro services — with subsidized fares for students, seniors, and low-income commuters.

✓ Active Full Guide →
Fuel Subsidy

Petrol Subsidy for Bikers

موٹرسائیکل سواروں کے لیے پیٹرول سبسڈی

Direct petrol subsidy for low-income motorcycle users registered in the Punjab Social Registry. Provides monthly fuel allowance to reduce transportation costs for daily wage workers who rely on motorcycles for their livelihood.

🔥 Popular Full Guide →
Simple Process

How to Apply for Any Scheme

کسی بھی اسکیم کے لیے درخواست کیسے دیں

Every scheme follows a similar process. Here is what you need to do — it is simpler than most people think, and you do not need any agent.

1

Check Eligibility

Read the full scheme guide on this site. Confirm you meet every eligibility requirement before collecting any documents.

پہلے اہلیت چیک کریں
2

Collect Documents

Each guide has a complete checklist. Make 2 attested copies of all documents and organize them in a folder before visiting any office or bank.

دستاویزات تیار کریں
3

Submit Application

Apply online via the official portal or visit the designated office or bank branch. Most schemes accept applications year-round — completely free of charge.

درخواست جمع کروائیں
4

Track Your Status

Use your CNIC number on the official portal to track your application. Processing takes 2–8 weeks depending on the specific scheme.

درخواست کی پیش رفت دیکھیں
Why Trust Us

Accurate. Updated. Always Free.

Every guide on this site is researched from official government sources and reviewed by our editorial team before publishing.

📋

Official Sources Only

All information is verified against Punjab Government, SBP, NAPHDA, and FBR official portals — never social media rumors.

🔄

Regularly Updated

Our editorial team reviews each scheme page at least monthly to reflect the latest policy changes, eligibility updates, and deadlines.

🚫

No Fees. Ever.

This resource is and will always be completely free. We never charge for guides or eligibility checks. Anyone who does is running a scam.

✍️

Human-Written Guides

Written and reviewed by our editorial team with deep knowledge of Pakistani government policy and financial assistance programs.

Stay Informed

Latest Scheme Updates

تازہ ترین اپڈیٹس

Important news and policy changes across Punjab government schemes. Check regularly so you never miss a deadline.

January 2026

Free Solar Panel Scheme — Registration Opens

0–200 unit consumers can now register for free solar systems at their nearest WAPDA office or via the Punjab government portal.

Full Guide →
January 2026

Asaan Karobar Card — New Banks Added

HBL, UBL, and Meezan Bank have been added as Asaan Karobar Card issuing partners. Apply at any branch with your CNIC and business proof.

Full Guide →
December 2024

CM Kissan Card — 2026 Season Registration Open

Farmer registration has reopened for the 2026 crop season. Registration deadline is 28 February 2026 at your local agriculture office.

Full Guide →
December 2024

Honhaar Scholarship — Spring 2026 Applications

Applications for the Spring 2026 semester are now open for all HEC-recognized university students. Deadline: March 1, 2026.

Full Guide →

Don't Miss Benefits You're Entitled To

جن سہولیات کے آپ حقدار ہیں انہیں ضائع نہ کریں

Millions of eligible Pakistanis never apply because they don't know where to start. Read the guide, check eligibility, apply today — completely free.

Browse All Schemes →
Common Questions

Frequently Asked Questions

اکثر پوچھے جانے والے سوالات

Real questions answered clearly and honestly.

Are these schemes only available in Lahore?
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No. All CM Punjab schemes are available across all 36 districts of Punjab — from Rawalpindi and Faisalabad to Dera Ghazi Khan and Rajanpur. Rural residents are often prioritized for welfare and agriculture schemes.
Do I need an agent or middleman to apply?
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No. Every scheme can be applied for directly — either online or at a designated bank or office. Anyone charging a fee to register you is running a scam. Report them to Punjab Police Helpline 1717.
Can I apply for more than one scheme at once?
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Yes, in most cases. You can hold a Kissan Card and a Livestock Card simultaneously if you meet eligibility for both. However, some schemes have specific exclusions. Read the individual scheme guide carefully before applying for multiple programs.
My CNIC is expired — can I still apply?
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No. A valid, current CNIC is mandatory for all government schemes without exception. Renew your CNIC at any NADRA office before applying — standard processing takes 7–30 days and costs PKR 750.
I am registered in BISP — does that help?
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Yes, significantly. BISP and Punjab Social Registry (PSER) registration automatically qualifies you for several schemes and simplifies eligibility verification for others like the Ration Card and Himmat Card. Always mention your registration number when applying.
How long does approval take?
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It varies by scheme. Solar panel registration can process in 2–4 weeks. Kissan Card takes 2–4 weeks. Business loans take 4–6 weeks. Housing schemes take 6–10 weeks including property verification. Each scheme guide on this site includes specific timelines.
Is this website affiliated with the Punjab Government?
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No. We are an independent information resource. We compile and explain publicly available government scheme information in plain language. Always verify critical details at the official portal punjab.gov.pk before taking action.
What if my application is rejected?
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Ask the office or bank for a written reason. Common causes are expired CNIC, incomplete documents, income above threshold, or ineligible property. Fix the specific issue and reapply after the waiting period specified for that scheme — usually 60–90 days.
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