Himmat Card Payment Calculator

ہمت کارڈ

Himmat Card

Quarterly Stipend Calculator (Rs. 10,500 per Quarter)

Stipend: PKR 10,500 / Quarter | Estimate Total & Schedule

Himmat Card Stipend Calculator

PKR

Calculation Results (نتائج)

Quarterly Stipend (سہ ماہی رقم)
PKR 0
Total Duration (کل مدت)
0 Months
Estimated Total Stipend (کل اندازاً رقم)
PKR 0
Quarters Selected
0
Equivalent Monthly Average
PKR 0
Note: This calculator only estimates stipend totals and schedule. Actual disbursement dates can vary.

Eligibility quick checks (short): PWD certified (Social Welfare Punjab), not fit to work, not employed, no recent grants (Bait-ul-Maal/Zakat/PSPA/BISP etc), BISP PMT score ≤ 45, and data updated in DPMIS (CNIC, address, mobile, etc).
🧮

How to Use This Calculator

کیلکولیٹر کیسے استعمال کریں

Estimate your Himmat Card stipend in 3 easy steps

1
💳

Confirm Quarterly Amount

سہ ماہی رقم چیک کریں

By default it is set to PKR 10,500 per quarter. You can update it if the government revises the amount.

2
🗓️

Select Number of Quarters

سہ ماہی کی تعداد منتخب کریں

Choose how many quarters you want to estimate (3, 6, 12 months or more).

3
🔢

Calculate Total & Schedule

کل رقم اور شیڈول نکالیں

Click the green button to see your total stipend, monthly average, and estimated quarterly schedule instantly.

💡

Pro Tip: If you enter an expected start date, the calculator will generate an estimated quarterly payment timeline. Actual disbursement dates may vary.

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How to Apply - Himmat Card

کیسے اپلائی کریں - ہمت کارڈ

1
🧾

Get PWD Certification

پی ڈبلیو ڈی سرٹیفکیٹ حاصل کریں

  • PWD must be certified by Social Welfare Punjab.
  • سوشل ویلفیئر پنجاب سے معذوری کا سرٹیفکیٹ ضروری ہے۔
  • Keep your CNIC and disability record ready.
  • شناختی کارڈ اور معذوری کی دستاویزات ساتھ رکھیں۔
2
🗂️

Update Data in DPMIS

ڈی پی ایم آئی ایس میں ڈیٹا اپڈیٹ کریں

  • Update CNIC, address, mobile number, education and experience.
  • شناختی کارڈ، پتہ، موبائل نمبر، تعلیم اور تجربہ اپڈیٹ کریں۔
  • Incorrect or missing data can delay approval.
  • غلط یا نامکمل معلومات سے منظوری میں تاخیر ہوسکتی ہے۔
3
✅

Check Eligibility Conditions

اہلیت کی شرائط چیک کریں

  • PWD should be “Not Fit to Work”.
  • معذور فرد کا “کام کے قابل نہ ہونا” ضروری ہے۔
  • Must not be employed (govt or private).
  • سرکاری یا نجی ملازمت میں نہ ہو۔
  • No recent grants from Bait-ul-Maal, Zakat Fund, PSPA, BISP etc.
  • بیت المال، زکوٰۃ فنڈ، پی ایس پی اے، بی آئی ایس پی وغیرہ سے حالیہ گرانٹ نہ لی ہو۔
  • BISP PMT score should be ≤ 45.
  • بی آئی ایس پی پی ایم ٹی اسکور 45 یا اس سے کم ہو۔
4
💳

Receive ATM Card & Stipend

اے ٹی ایم کارڈ اور وظیفہ حاصل کریں

  • Eligible PWDs receive Himmat Card (ATM card).
  • اہل افراد کو ہمت کارڈ (اے ٹی ایم کارڈ) ملے گا۔
  • Quarterly stipend: PKR 10,500 (as announced).
  • سہ ماہی وظیفہ: 10,500 روپے (اعلان کے مطابق)۔
  • Withdraw stipend via ATM when disbursed.
  • رقم جاری ہونے کے بعد اے ٹی ایم سے وصول کریں۔

⭐ Key Features of Himmat Card ہمت کارڈ کی اہم خصوصیات

💰
Quarterly Stipend

سہ ماہی وظیفہ

PKR 10,500
💳
Disbursement Method

رقم وصول کرنے کا طریقہ

ATM Card (Himmat Card)
🧑‍🦽
Target Beneficiaries

مستفید افراد

Eligible PWDs (Needy)
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Certification Required

سرٹیفکیٹ ضروری

Social Welfare Punjab
📊
PMT Score Limit

پی ایم ٹی اسکور حد

≤ 45 (BISP)
🗂️
Data Must Be Updated

ڈیٹا اپڈیٹ لازم

DPMIS (CNIC, Address, Mobile)

⚠️ Important Points to Remember یاد رکھنے کے اہم نکات

➤

Himmat Card is a support program for Persons With Disabilities (PWDs), not a loan.

ہمت کارڈ معذور افراد کیلئے امدادی پروگرام ہے، قرض نہیں۔

➤

Applicants must not be employed in government or private jobs.

درخواست دہندہ سرکاری یا نجی ملازمت میں نہ ہو۔

➤

Applicants should not have recently taken grants from Bait-ul-Maal, Zakat Fund, PSPA, BISP etc.

بیت المال، زکوٰۃ فنڈ، پی ایس پی اے، بی آئی ایس پی وغیرہ سے حالیہ گرانٹ نہ لی ہو۔

➤

BISP PMT score must be 45 or below.

بی آئی ایس پی پی ایم ٹی اسکور 45 یا اس سے کم ہو۔

➤

Keep your DPMIS profile updated to avoid rejection or delays.

ڈی پی ایم آئی ایس پروفائل اپڈیٹ رکھیں تاکہ تاخیر یا ریجیکشن نہ ہو۔

➤

For official updates, visit swd.punjab.gov.pk/himmatcard.

سرکاری اپڈیٹس کیلئے swd.punjab.gov.pk/himmatcard وزٹ کریں۔

CM Punjab Himmat Card Stipend Calculator – Complete Content Guide

The Himmat Card is a Punjab Government support program for Persons with Disabilities (PWDs). Eligible individuals receive PKR 10,500 every three months through an ATM card. This financial aid helps cover basic living needs and social protection.

What is the Himmat Card?

The Himmat Card is an assistance card issued by the Government of Punjab to support needy PWDs. It provides quarterly financial aid and may include additional services in the future. Payments are delivered directly through the Himmat Card ATM system.

What Does the Himmat Card Stipend Calculator Do?

This calculator helps users estimate:

  • Total stipend amount over selected months or years

  • Quarterly payment schedule

  • Average monthly equivalent of the stipend

  • Estimated future disbursement dates (if start date is entered)

The calculator provides an estimate only. Actual government disbursement timing may vary.

Himmat Card Stipend Formula

The calculator uses a simple structure:

  • Quarterly Stipend = PKR 10,500

  • Total Stipend = Quarterly Amount × Number of Quarters

  • Total Months = Quarters × 3

  • Monthly Average = Total Stipend ÷ Total Months

Example
If 4 quarters are selected (12 months):
10,500 × 4 = PKR 42,000 total stipend

How to Use the Himmat Card Calculator

  1. Confirm the quarterly stipend amount (default 10,500)

  2. Select number of quarters (3, 6, 12 months or more)

  3. Optionally enter expected start date

  4. Click Calculate

  5. View total stipend, monthly average, and payment schedule

Himmat Card Eligibility Criteria

Applicants must meet these conditions:

  • Certified PWD by Social Welfare Punjab

  • Declared Not Fit to Work

  • Not employed in government or private job

  • No recent financial grant from Bait-ul-Maal, Zakat Fund, PSPA, BISP etc

  • BISP PMT score must be 45 or below

  • Basic data updated in DPMIS (CNIC, address, mobile, education)

Required Documents

Applicants usually need:

  • Valid CNIC

  • Disability certificate from Social Welfare Department

  • Updated DPMIS profile

  • Registered mobile number

Why DPMIS Verification Matters

Himmat Card eligibility depends on accurate DPMIS records. Issues that may cause rejection:

  • CNIC or address mismatch

  • Incorrect mobile number

  • High PMT score

  • Missing disability certification

Keeping records updated improves approval chances.

Important Notes

  • Himmat Card is financial assistance, not a loan

  • Stipend is normally paid quarterly

  • Calculator results are estimates

  • Government may revise stipend amount or policy

Beyond CM Punjab Himmat Card

If this program doesn’t fit your needs, explore other CM Punjab schemes:

  • CM Free Solar Panel Scheme – Free solar systems
  • Asaan Karobar Scheme – Business loans up to Rs. 1M
  • Kisan Card – Agricultural support
  • Honhaar Scholarship – Education assistance
❓ Himmat Card FAQs

Frequently Asked Questions

CM Punjab Himmat Card Stipend Calculator and Scheme Guide

💰 How much stipend is provided in CM Punjab Himmat Card?
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The Himmat Card provides a quarterly stipend of PKR 10,500 to eligible persons with disabilities.

Payment Frequency:

The stipend is paid every 3 months through the Himmat Card ATM.

📅 Is Himmat Card payment monthly or quarterly?
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Himmat Card stipend is normally paid on a quarterly basis, which means once every three months.

Example:

If you receive PKR 10,500, the next payment is expected after about 3 months.

0️⃣ Is Himmat Card a loan or financial aid?
+

The Himmat Card is financial assistance for persons with disabilities. It is not a loan and does not require repayment.

Key Point:

Beneficiaries receive stipend support, not credit or borrowing.

📲 How can I apply for CM Punjab Himmat Card?
+

Eligible PWD individuals apply through Social Welfare Department registration and DPMIS verification.

Application Steps:

Get disability certification → update DPMIS data → eligibility verification → receive Himmat Card ATM.

🧑‍🦽 Who is eligible for Himmat Card stipend?
+

Persons with disabilities in Punjab who meet eligibility criteria can receive the stipend.

Main Criteria:

Certified PWD, Not Fit to Work, not employed, PMT score ≤ 45, and no overlapping grants.

🧮 How does the Himmat Card stipend calculator work?
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The calculator estimates total stipend based on quarterly amount and selected duration.

Calculator Output:

Select quarters → see total stipend, monthly average, and payment schedule instantly.

💳 How do beneficiaries receive Himmat Card payments?
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Approved beneficiaries receive a Himmat Card ATM card for stipend withdrawals.

Payment Method:

The quarterly stipend is transferred to the card and can be withdrawn from ATM.

📞 How can I check Himmat Card eligibility or status?
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You can check status through Social Welfare Department or DPMIS verification records.

Official Info:

Visit swd.punjab.gov.pk or contact the nearest Social Welfare office.

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