CM Punjab Kissan Card Eligibility Checker
Check if you qualify for the CM Punjab Kissan Card — interest-free agricultural loans up to Rs. 1.5 lac per season for eligible farmers across Punjab.
Check Your Eligibility in 2 Minutes
CM Punjab Kissan Card — Key Scheme Details
| Detail | Specification | Status |
|---|---|---|
| Loan Amount (Max) | Rs. 1,50,000 per season (Rs. 30,000 per Acre) | Interest-Free |
| Land Holding Limit | 1 Acre to 12.5 Acres | Mandatory |
| Card Validity | 6 Months (sowing to harvesting) | Per Season |
| Grace Period | 1 Month after 6 months (for repayment or fund return) | Flexible |
| Total Beneficiaries | 500,000 farmers (first come, first serve) | Limited Slots |
| Card Issuer | Bank of Punjab (BOP) | Govt. Issued |
| Loan Usage | Agricultural inputs only (Fertilizer, Seeds) via authorized vendors | Restricted |
| Registration Mode | Online via PITB portal | Online |
| SMS Notifications | Free SMS for every transaction on CNIC-registered SIM | Free |
| Project Cost | Approx. Rs. 9.5 Billion per season | Punjab Govt. |
| Key Partners | PLRA, PITB, NADRA, PMD, BOP, eECIB | Multi-Dept. |
CM Punjab Kissan Card — Scheme Overview
وزیراعلیٰ پنجاب کسان کارڈ — اسکیم کا جائزہ
A digital ecosystem for Punjab farmers — interest-free loans from sowing to harvesting
Eligibility Criteria
اہلیت کا معیار- All farmers with land holding up to 12.5 Acres are eligible
- Farmer must have a mobile SIM registered against own CNIC (PMD Verified)
- Farmer's land record must be available in PLRA to be entitled for loan
- Verification required from NADRA, PMD, and eECIB before card issuance
Major Components
اہم اجزاء- Farmer registration carried out completely online
- Digital verification via interface between PITB database and PLRA record
- Card issued by Bank of Punjab after NADRA, PMD, eECIB verification
- Loan facility for 500,000 farmers on first come, first serve basis
- Max loan: Rs. 1,50,000 for 5 Acres @ Rs. 30,000 per Acre
- Loan usable only for agricultural inputs (Fertilizer, Seeds) via authorized vendors
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Required Documents Checklist
مطلوبہ دستاویزات کی فہرست
Keep these documents ready before starting your Kissan Card application
Personal Documents
ذاتی دستاویزات- Original CNIC: Valid and NADRA verified CNIC of the farmer (not expired)
- CNIC-Registered SIM: Active mobile number registered on your own CNIC
- PMD Verification: SIM must be PMD (Pakistan Mobile Database) verified
- Passport-size Photos: Recent clear passport-size photographs (if required by portal)
Land & PLRA Documents
زمین اور پی ایل آر اے دستاویزات- Land Ownership Proof: Fard / Intiqal / Registry showing your name as owner
- PLRA Record: Land must be registered and available in Punjab Land Records Authority
- Land Size Details: Acreage proof (eligible range: 1 to 12.5 Acres)
- Location Evidence: Proof of agricultural land (not residential/commercial plot)
Financial & Bank Documents
مالی اور بینک دستاویزات- Non-Defaulter Status: Must be clear on eECIB (no outstanding loan default)
- Bank Account (if any): Bank of Punjab may link card to your account
- No Previous Dues: No unpaid government loan or agriculture finance default
Declarations & Compliance
اعلانات اور تعمیل- Usage Undertaking: Declaration that loan will be used only for agricultural inputs
- Authorized Vendor Use: Agreement to purchase only from scheme-authorized vendors
- Repayment Agreement: Commitment to repay within 6 months + 1 month grace period
- Additional Affidavit: Any undertaking required by the scheme portal during registration
Pro Tips for Smooth Processing
Your mobile SIM must be registered on your own CNIC. A SIM on someone else's CNIC will fail PMD verification.
Without PLRA land record, your loan cannot be verified. Check your Fard from any PLRA Arazi Record Centre first.
Scan or photograph your CNIC and land documents clearly. Blurry uploads cause registration delays.
Only 500,000 slots on first come, first serve basis. Complete your registration as soon as the portal opens.
The Kissan Card can only be used at scheme-registered vendor outlets for fertilizers and seeds — no cash withdrawal.
Return unused funds or repay the loan within 6 months + 1 month grace period to remain eligible next season.
Frequently Asked Questions
Everything you need to know about the CM Punjab Kissan Card scheme
The CM Punjab Kissan Card is a government-issued card launched by the Punjab Agriculture Department in collaboration with PITB. It provides interest-free loans to eligible farmers to help them purchase agricultural inputs — such as fertilizers and seeds — through authorized vendors, covering the full period from sowing to harvesting.
To qualify for the Kissan Card you must meet all of the following conditions:
- You are a farmer who owns agricultural land
- Your land holding is between 1 and 12.5 Acres
- Your land record is available in PLRA (Punjab Land Records Authority)
- You have a mobile SIM registered on your own CNIC (PMD Verified)
- Your CNIC is valid and NADRA verified
- You have no loan default (eECIB clear)
The loan amount is calculated based on Rs. 30,000 per Acre of your land, with a maximum cap of Rs. 1,50,000 per season.
- 1 Acre → Rs. 30,000
- 3 Acres → Rs. 90,000
- 5 Acres → Rs. 1,50,000 (maximum)
- Above 5 Acres → Still capped at Rs. 1,50,000
No. The Kissan Card cannot be used for cash withdrawals. The loan amount can only be spent on agricultural inputs such as fertilizers and seeds, and only through scheme-authorized vendor outlets.
Every transaction is tracked digitally and you will receive a free SMS notification on your CNIC-registered mobile number for each purchase. Misuse of the card can result in disqualification from the scheme.
Registration is carried out completely online through the official PITB portal. Once you register, your details are digitally verified through an interface between the PITB farmers database and PLRA land records — followed by verification from NADRA, PMD, and eECIB.
After successful verification, the Bank of Punjab issues your Kissan Card.