اپنی چھت اپنا گھر - اہلیت چیکر

Apni Chhat Apna Ghar Scheme - Eligibility Checker

Check if you meet the key criteria that can improve your chances of loan qualification.

Instant Result | Free Check | No Registration

Check Your Eligibility in 2 Minutes

Urban: 1 to 5 Marla | Rural: 1 to 10 Marla
Urban: 1 to 5 | Rural: 1 to 10
Criteria: Score must be less than 60%

District-wise Loan Distribution (PHATA)

Sr. No. Zone PHATA Region District Loan Distribution PHATA Region wise Units Packaging
1CenterBhakarBhakar28319134423
2CenterBhakarKhushab243
3CenterBhakarLayyah366
4CenterBhakarMianwali307
5CenterBhakarMuzaffargarh714
6CenterFaisalabadChiniot3132511
7CenterFaisalabadFaisalabad851
8CenterFaisalabadJhang451
9CenterFaisalabadSargodha520
10CenterFaisalabadToba Tek Singh376
11NorthLahoreGujranwala65758048003
12NorthLahoreHafizabad302
13NorthLahoreKasur484
14NorthLahoreLahore1690
15NorthLahoreNankana314
16NorthLahoreNarowal357
17NorthLahoreOkara518
18NorthLahorePakpattan401
19NorthLahoreSheikhupura512
20NorthLahoreSialkot570
21NorthRawalpindiAttock2872198
22NorthRawalpindiChakwal263
23NorthRawalpindiGujrat466
24NorthRawalpindiJhelum225
25NorthRawalpindiMandi Bahauddin358
26NorthRawalpindiRawalpindi600
27SouthBahawalpurBahawalnagar45416845074
28SouthBahawalpurBahawalpur517
29SouthBahawalpurRahim Yar Khan714
30SouthMultanDG Khan4983390
31SouthMultanKhanewal458
32SouthMultanLodhran380
33SouthMultanMultan726
34SouthMultanRajanpur368
35SouthMultanSahiwal443
36SouthMultanVehari517
Total 17500 17500 17500
Note: Table is shown as shared. If you want, I can also add search and filters without changing the design.
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How to Apply for Apni Chhat Apna Ghar Scheme

اپنی چھت اپنا گھر اسکیم کے لیے کیسے اپلائی کریں

Follow these 4 steps to submit your housing loan application smoothly

1
🧾

Check Criteria & Prepare Documents

اہلیت چیک کریں اور دستاویزات تیار کریں

Before applying, make sure you match the key criteria: you should be Head of the Family, permanent resident of Punjab (as per NADRA), own land within the allowed limit (Urban: 1 to 5 Marla, Rural: 1 to 10 Marla), have no FIR/crime record, not be a financial defaulter, and be registered in NSER with score less than 60.

✅ Keep Ready:

CNIC, land ownership proof (registry/intiqal or relevant documents), and NSER registration/score evidence (if available).

2
📲

Submit Online Application

آن لائن درخواست جمع کروائیں

Apply through the official scheme portal or the announced application channel. Fill your personal details carefully as per CNIC/NADRA record. Add your land details (Urban/Rural and Marla), and provide required declarations (no FIR, non-defaulter, NSER registration).

⚡ Important:

Write details exactly as per CNIC and keep your mobile number active for verification messages.

3
🔍

Verification & Field Checks

تصدیق اور فیلڈ چیک

After submission, your data is verified through relevant records: NADRA residency, NSER registration/score, defaulter checks, and other validations. If required, a field verification may be done to confirm land ownership and basic details.

⏱️ Tip:

Keep documents accessible and respond quickly if you receive a call or SMS for clarification.

4
✅

Approval & Loan Processing

منظوری اور قرض کی پراسیسنگ

If your application is approved, you will receive an official update with next steps. Loan processing may include signing required undertakings, submission of final documents, and disbursement process as per scheme rules. After approval, follow the provided instructions to complete the process.

🏗️ Remember:

Follow official guidance for disbursement steps and any inspection requirements (if applicable) to avoid delays.

Ready to Apply?

First check your eligibility, then submit your application with correct details and documents.

🚀 Check Eligibility Now
📄

Required Documents Checklist

مطلوبہ دستاویزات کی فہرست

Keep these documents ready before starting your application

👤

Personal & Family Documents

ذاتی اور خاندانی دستاویزات

  • Original CNIC: Valid CNIC (not expired) of the applicant
  • Head of Family Proof: Evidence that you are head of family (as per record/household details)
  • Registered Mobile Number: Active SIM for verification and updates
  • Punjab Residency Proof (NADRA): Address/record showing permanent residency in Punjab
🏠

Land & Property Documents

زمین اور جائیداد کی دستاویزات

  • Land Ownership Proof: Registry / Intiqal / Fard or relevant ownership record
  • Land Size Details: Marla size proof (Urban: 1 to 5, Rural: 1 to 10)
  • Location Evidence: Proof whether land is Urban or Rural (as per local record)
  • Site Photos (If Required): Clear photos of the plot/location
📊

NSER & Eligibility Proof

این ایس ای آر اور اہلیت کی دستاویزات

  • NSER Registration Proof: Confirmation that you are registered in NSER
  • NSER Score Evidence: Score must be less than 60% (if document is available)
  • Household Details: Any supporting record of family/household (if asked in portal)
✅

Declarations & Compliance

اعلانات اور تعمیل

  • Non-Defaulter Declaration: You are not a financial defaulter (as per records)
  • Clean Record Declaration: No FIR / no crime record
  • Any Additional Forms: Any undertaking/affidavit required by the scheme portal
💡

Pro Tips for Smooth Processing

📱 Keep Digital Copies

Scan or take clear photos of CNIC, land papers, and NSER proof. Blurry images can cause delays.

✓ Match Details

Your name, CNIC number, and address should match NADRA records exactly.

🏠 Land Size Matters

Confirm Marla size and area type (Urban/Rural). Out-of-range land size can fail eligibility.

📞 Stay Reachable

Keep your registered mobile number active for OTP and verification updates.

📑 Keep Originals Safe

Even if you upload online, you may be asked to show original documents later.

🎯 Be Honest

Wrong declarations (FIR/defaulter/ownership) can lead to rejection during verification.

📥 Download Complete Checklist

Get a printable checklist for Apni Chhat Apna Ghar Scheme documents

Download PDF Checklist
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